I was looking at an article about hail storms in Ohio damaging cars (like this one). Something like 15-20% of cars claimed are "totaled" during a heavy hail storm. Got me wondering, how does it affect our rates in Hawai'i? So, I asked Google, and ended up going in a total tangent exploring insurance rates in general. This is what it came out with assuming 2020 Honda Odyssey and a 2024 Toyota Rav4. Ohio came in pretty close to Hawai'i for auto insurance rates. Is this true to real life experience? Not thinking of moving, but I was just curious and ended up being nothing related to the hail damage question I started wondering about...ADHD is real.

Estimated Premium Comparison (Annual)

Based on your current policy structure ($500 deductibles, Stacked UM/UIM) in Honolulu.

If you moved this "Odyssey + RAV4" fleet to the states we discussed earlier:

• Ohio: You might see a total bill around $2,100/year.
• California/New York: You would likely jump to $3,800/year.
• Florida: You would likely exceed $4,500/year for these two vehicles. HOLY SHIT