Really weird face fat?

I have like 16% body fat but still have these pouches of fat on my jaw bone and cheeks. Im cool with it changing my jaw shape, but if i tilt my head to the side or upside down the fat immediately slides around anywhere it wants. Does this mean my skin is really loose? If i go upside down there is like a half cup of fat that slides below my eyes from my jawbone. I feel like im wayyy to young to be having super loose skin